What is Klarna and how does it work on Klimva?
Klarna is a buy-now-pay-later service integrated into Stripe, Klimva's payment processor. It lets you buy your Midea PortaSplit 12,000 BTU at €999 and pay in 3 interest-free monthly installments — without waiting until you have the full amount.
Klarna pays Klimva the full amount upfront, and you repay Klarna in 3 monthly installments over 3 months. Payments are automatically charged to your card.
Everything happens right inside the Stripe checkout — no need to create a separate Klarna account or leave the payment page.
Available Klarna payment options
When you choose Klarna at checkout on Klimva, several options may be available depending on your eligibility and country:
Pay in 3 interest-free installments — approximately €333/month for 3 months. No interest or hidden fees.
Pay in 30 days — receive the product and pay the full amount 30 days later. Great for trying before paying.
Financing over 6-12 months — depending on your country, longer financing options may be available (with interest, per local terms).
Exact options are shown automatically in Stripe at checkout based on your profile and address.
How to use Klarna on Klimva?
The process is simple and fast:
1. Fill in the order form on the Klimva homepage (name, email, shipping address).
2. Click "Pay €999 — Card". You're redirected to the Stripe payment page.
3. In Stripe, choose "Klarna" as your payment method.
4. Enter your information — Klarna may ask for your phone number and a quick verification.
5. Confirm — Klarna shows your installment amounts and the first payment date.
6. Done — your order is confirmed, and you receive a confirmation email within minutes.
No extra account, no paperwork needed.
Who can use Klarna?
Klarna is available for buyers in: France, Germany, Italy, Spain, Austria, Belgium, Netherlands, Finland, Sweden, Denmark, Norway, Ireland, Portugal, Greece, Switzerland.
Requirements:
Minimum age of 18.
Valid bank card (Visa, Mastercard).
Shipping address matching your country of residence.
Real-time eligibility check by Klarna — approval is nearly instant in most cases.
Important: Klarna performs a soft credit check that does not affect your credit score.
Secure payments with Stripe
All payments on Klimva go through Stripe, one of the most secure payment platforms in the world.
Your card details are encrypted and never stored on our servers. Stripe is PCI DSS Level 1 certified — the highest security standard for online payments.
With Klarna via Stripe you get:
Buyer protection — Klarna protects your purchases.
Easy refunds — if you exercise your 14-day withdrawal right, Klarna cancels the payment.
Centralized management — track your payments from the Klarna app or Stripe dashboard.
Frequently asked questions about Klarna
Are there any extra fees? No, pay-in-3 is interest-free with no hidden fees if you pay on time.
What if I want to pay early? You can repay the remaining balance at any time with no penalty.
Can I use Klarna if I'm not eligible? If you're not eligible, the option won't appear in Stripe. Just use a regular card.
Do I get the product before I finish paying? Yes, the product ships immediately after order confirmation regardless of the Klarna option chosen.
How do I contact Klarna if something goes wrong? Klarna's support details are in your confirmation email or Klarna account.
Can I change my mind after choosing Klarna? If you cancel within 14 days, you get a full refund and Klarna cancels remaining payments.
Klarna via Stripe makes your Midea PortaSplit purchase accessible without waiting. 3 interest-free installments, secured by Stripe, available in most European countries. Order now, pay comfortably.